About TEFO

What We Do

TEFO’s mission is to promote growth of international trade and economic development through the provision of international financial services. TEFO's goal is to support Small and Mid-sized Enterprise (SME) companies, their buyers, suppliers and partners worldwide. TEFO offers the following services and support:

  • Funding: TEFO specializes in structuring Pre-export Working Capital Loans for exporters, in amounts ranging from $10,000 to $10,000,000. Additionally, we arrange structured financing for overseas buyers of products and services sourced from the U.S..
  • Consulting: We consult with each applicant to discuss their objectives and transaction requirements.
  • Deal Structuring: TEFO assists our clients to structure the optimal trade finance package. We provide the standard finance programs and offer important finance options that are not commonly available through local, regional or international banks. These include International Factoring programs, Forfait financing, Purchase Order financing and Pre-export financing secured by Letters of Credit.

Why Use TEFO

  • Trade Finance Options: TEFO can offer a much broader range of trade finance services with a greater range of transaction sizes than any one commercial bank lender. Through our network, TEFO offers a number of trade finance solutions – many not available from banks – including Pre-export financing secured by Letters of Credit, International Factoring, Forfait financing and Purchase Order financing.
  • Skills: The combined trade finance experience of TEFO’s management team spans over three decades. Experience includes Trade Finance Specialist positions with major global banks, trade management service with major multinational corporations, and International trading experience with small trading companies.
  • SME Support: Unlike the major multinational banks TEFO specializes in working with SMEs - Small and Mid-sized clients. Unlike the major banks that must follow strict lending guidelines, we can often work around common SME credit challenges such as accounts receivable concentrations, insufficient collateral, credit history issues, high debt-earnings or debt-equity ratios.